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Ask Your AI About Your Finances

Connect your bank accounts to Claude, Cursor, Windsurf and other AI assistants using Model Context Protocol. Query transactions, check balances, and analyze spending with natural language.

What is Model Context Protocol?

MCP is an open standard that lets AI assistants access external data sources and tools securely. With the Lunch Flow MCP server, your AI can query your bank accounts, transactions, and balances.

Natural Language

Ask questions like "What did I spend on groceries last month?" or "Show my checking account balance."

Read-Only Access

The MCP server can only read your data. It can never modify transactions or make changes to your accounts.

Secure by Design

Your API key is encrypted, bank credentials stay with Lunch Flow, and all code is open source for transparency.

Example Conversations

Here's what you can ask with Lunch Flow connected

What are my connected bank accounts?

Show me my transactions from last week

What's my current checking account balance?

How much did I spend on restaurants this month?

Compare my spending between my Chase and Wells Fargo accounts

Available Tools

The MCP server provides these tools for your AI to use

list_accounts

Get all connected bank accounts with details like name, institution, currency, and connection status.

get_transactions

Get transaction history for a specific account including date, amount, description, merchant, and category.

get_balance

Get current balance for a specific account including available and current balance amounts.

What You Can Do

Use your AI as a personal financial assistant

Personal Finance Assistant

Ask your AI to analyze your spending patterns, identify trends, and provide budgeting insights based on your actual bank data.

Financial Planning

Get real-time balance information across multiple accounts to make informed financial decisions.

Expense Tracking

Query recent transactions by category, merchant, or time period without opening multiple banking apps.

Account Reconciliation

Compare transactions across different accounts or verify recent purchases with simple questions.

How to Get Started

Connect your AI to your financial data in three simple steps

1. Connect your banks

Sign up for Lunch Flow and connect your bank accounts from anywhere in the world

2. Get your API key

Create an API destination in Lunch Flow to get your secure API key

3. Install the MCP server

One-click install via Smithery. Add your API key and start asking about your finances

What Our Users Say

MCP Access Included

All plans include MCP access along with API access

Save hours of data entry. Monthly plans start at 4 connections, yearly at 2 (for a limited time).

How many bank connections?

2

Minimum 2 connections for yearly plan

£2.50

per month (billed yearly)

£29.99 billed annually

Questions?

Frequently Asked Questions

Ready to Chat With Your Finances?

Start using your AI as a personal financial assistant today.