US
Canada
Brazil
EU
UK
Lunch Money
CSV

Bank Sync Built for You, Not Just Businesses

Get powerful automation without the enterprise overhead. Affordable pricing, direct integrations to your tools, and support built for individuals.

What You Get With Lunch Flow

Everything you need without the barriers that keep you out

No Business Account Required

GoCardless is built for businesses. Lunch Flow is built for you. Start tracking your personal finances today—no business verification, no complex contracts, just sign up and go.

  • Affordable personal plans (no business account needed)
  • 7-day free trial, no credit card required

Built-In Integrations

With GoCardless, you're on your own to build integrations. Lunch Flow gives you ready-made connections to popular tools, plus an API when you need custom workflows.

  • Lunch Money
    Lunch Money
  • Google Sheets
  • CSV/OFX exports + API for custom needs

Data That Just Works

GoCardless has tons of nullable fields and raw API complexity. Lunch Flow gives you clean, consistent data with simple tools to fix issues when they arise—no programming required.

  • Clean data structure without endless nullable fields
  • Multi-currency support with simple override controls
  • Customize payee names and transaction amounts without code

Feature Comparison

Lunch Flow
GoCardless
Individual Access
Personal plans
Business only
Simplified Data Structure
Clean & simple
Many nullable fields
Direct Integrations
Lunch Money, Sheets
API only
Data Configuration Tools
Templates, overrides
Individual Pricing
Personal plans
Business only
Personal Support
Direct founder access
Business support

Ready to Get Started?

Join individuals who've switched to Lunch Flow for automation that actually works for them—no business-only barriers, no API complexity.

Frequently Asked Questions